基本上，申請二胎房貸須要名下有房產，且房屋要有殘值。若是自己名下沒有房產，可用親友的房屋當作擔保品，但要親友出面當保人。 The transfer underscores the complexity and issue of balancing U.S. relations using an progressively strong China from the American dedication that will help Taiw